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There is always a need for Insurance Brokers that are knowledgeable in all lines of commercial insurance. Many Agents do not understand all the parameters of insuring  a business correctly and always fall
into a situation of an E and O, especially in hard to place types of businesses. Before anyone just agrees to a price due to it being inexpensive, please ask detailed questions about your policy. Cheap is not always the best policy. Make sure your agent is more knowledgeable then you. If you are still not sure get a second opinion. 
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