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Opus Insurance Services Inc Blog

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There is always a need for Insurance Brokers that are knowledgeable in all lines of commercial insurance. Many Agents do not understand all the parameters of insuring  a business correctly and always fall into a situation of an E and O, especially in hard to place types of businesses. READ MORE >>

What should I do if I have an accident?  First, make sure you, your passengers and others are not injured. If there are injuries call 911 immediately. Second, in most states the police should be notified. Third, you should give your information to the other driver(s). Provide your name, address, and telephone number. READ MORE >>

How do I get the most auto insurance coverage for my insurance dollar? To maximize your insurance dollar, think about choosing high limits and high deductibles when you buy your auto insurance policy. When you buy your auto insurance coverage, get the highest limits you can comfortably afford... READ MORE >>

How much Liability Coverage do I need?  Most state laws require that you carry a minimum amount of liability insurance, which pays for the injuries or damages you cause to someone else. While some people need only the minimum level of protection, others have assets that they need to protect. READ MORE >>

How long do tickets stay on my record?  All minor traffic convictions and accidents remain on your driving record for three years. All major violations remain on your driving record for seven years. Points for traffic convictions and chargeable accidents are added and removed at the renewal of your policy. READ MORE >>

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