877-587-2418
Commercial Truck Insurance
Keep Your Business Moving with Confidence
Whether you own a single truck or manage an entire fleet, having the right commercial truck insurance is essential to protecting your drivers, equipment, cargo, and business.
At Opus Insurance, we understand the unique risks facing the trucking industry. We work with multiple top-rated commercial insurance carriers to provide customized coverage for owner-operators, motor carriers, and businesses that rely on commercial vehicles every day.
Our goal is to help keep your business protected and your trucks on the road.
We offer coverage for a wide variety of commercial trucking operations, including:
Owner-Operators
Long-Haul Trucking
Fleet Operators
Motor Carriers
Regional Trucking
Hot Shot Trucking
Refrigerated Freight
Flatbed Operations
Dump Trucks
Tow Trucks
Box Truck
Cargo Vans
Tanker Trucks
Car Haulers
Logging Trucks
Garbage & Waste Hauler
Construction Trucks
Build Your Policy
Coverage Options
Every trucking business has unique insurance needs. We can help you customize your policy with coverage such as:
Primary Auto Liability
Physical Damage Coverage
Motor Truck Cargo Insurance
General Liability
Non-Trucking Liability (Bobtail Insurance)
Trailer Interchange Coverage
Non-Owned Trailer Coverage
Hired & Non-Owned Auto Liability
Uninsured & Underinsured Motorist Coverage
Workers’ Compensation
Commercial Umbrella Liability
Medical Payments
Uninsured & Underinsured Motorist Coverage
Workers’ Compensation
Commercial Umbrella Liability
Medical Payments
Downtime Coverage (where available)
Equipment Coverage
Why Choose Opus Insurance?
01
✔ Access to multiple leading commercial trucking insurance carriers
02
✔ Fast turnaround for policy changes
03
✔ Competitive rates
04
✔ Experienced commercial insurance advisors
05
✔ Coverage tailored to your operation
06
✔ Claims support when you need it most
07
✔ Assistance with filings and certificates of insurance
08
Manufactured homes
Depending on your operation, we can assist with insurance requirements and filings, including:
We Can Help With Required Filings
FMCSA compliance
USDOT-related insurance filings
State filing requirements
Certificates of Insurance (COIs)
Additional Insured requests
Your truck or fleet
Trailers
Cargo
Drivers
Equipment
Business assets
Liability to others
Your income and business operations
Frequently Asked Questions
Our dedicated team is always ready to assist you
We simplify complex insurance topic so you can make decision
Do I need commercial truck insurance?
If you use your truck for business purposes, transport goods, or operate under a commercial authority, commercial truck insurance is generally required.
How much does commercial truck insurance cost?
Premiums vary based on factors such as the type of truck, cargo, driving history, operating radius, business experience, and coverage limits. We’ll compare multiple carriers to find competitive pricing.
Can you insure new trucking businesses?
Yes. We work with many insurance companies that offer solutions for both new ventures and established trucking operations.
Do you insure fleets?
Absolutely. Whether you have one truck or a large fleet, we can design a policy that fits your operation and budget.
Can I add or remove trucks during the policy period?
Yes. We make it easy to update your policy as your business grows or your fleet changes.
Get a free quote today
Your trucks are the backbone of your business. Let Opus Insurance help protect your investment with commercial truck insurance designed around your operation. From owner-operators to large fleets, we’re committed to providing personalized service, competitive pricing, and dependable protection so you can focus on what you do best. Request your free commercial truck insurance quote today and keep your business moving with confidence.
A premium independent insurance advisory serving Arizona, California, Colorado, Nevada, Texas, New Mexico, New Jersey, New York, South Dakota and Indiana protecting families, businesses, and the lives built around them.
Solutions
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Trucking
Bonds
Company
About Us
Blog
Resources
Customer Service
Contact