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Business Insurance
Protect Your Business. Protect Your Future.
Every business faces risk but with the right insurance, you can focus on growth instead of worrying about the unexpected.
At Opus Insurance, we provide customized business insurance solutions for companies of all sizes. Whether you’re a startup, a growing business, or an established organization, we’ll help you identify your risks and build a policy that protects your employees, property, customers, and financial future.
We work with multiple top-rated insurance carriers to find comprehensive coverage at competitive rates.
Business Insurance Solutions
Commercial Auto Insurance
Business Owner’s Policy (BOP)
General Liability Insurance
Commercial Property Insurance
Workers’ Compensation
Professional Liability (Errors & Omissions)
Cyber Liability Insurance
Employment Practices Liability (EPLI)
Commercial Umbrella & Excess Liability
Directors & Officers (D&O) Insurance
Inland Marine Insurance
Equipment Breakdown Coverage
Crime & Employee Dishonesty Coverage
Business Interruption Insurance
Builder’s Risk Insurance
Liquor Liability
Product Liability
Environmental & Pollution Liability
Surety & Fidelity Bonds
Industries We Serve
We proudly help protect businesses across many industries, including:
Contractors & Construction
Retail Stores
Restaurants & Food Service
Medical & Healthcare Practices
Professional Offices
Manufacturers
Real Estate Investors
Auto Repair & Dealerships
Transportation & Trucking
Technology Companies
Nonprofit Organizations
Hospitality
Wholesale & Distribution
Service Businesses
Property Management Companies
If you don’t see your industry listed, contact us, we can help businesses in nearly every field.
Why choose Opus Insurance?
Access to multiple top-rated commercial insurance carriers
Customized coverage based on your industry
Annual policy reviews
Competitive pricing
Risk management guidance
Dedicated local insurance professionals
Claims support when you need it most
Protect More Than Just Your Building
Business insurance goes beyond protecting your physical location. It can help protect:
Buildings and offices
Equipment and machinery
Inventory
Furniture and fixtures
Company vehicles
Computers and technology
Employees
Customers
Business income
Your reputation
Your financial future
Protect More Than Just Your Building
Business insurance goes beyond protecting your physical location. It can help protect:
Buildings and offices
Equipment and machinery
Inventory
Furniture and fixtures
Company vehicles
Computers and technology
Employees
Customers
Business income
Your reputation
Your financial future
Optional Coverage Enhancements
Depending on your business, additional protection may include:
Cyber attacks and data breaches
Employment-related claims
Equipment breakdown
Business interruption
Employee theft
Identity fraud
Professional errors
Product recalls
Commercial flood and earthquake coverage
Hired and non-owned auto liability
Worldwide liability
If you don’t see your industry listed, contact us, we can help businesses in nearly every field.
Risk Management Matters
The best insurance policy is one that’s built around your specific business.
Your operations
Your industry risks
Your contracts
Your assets
Your growth plans
Your budget
This allows us to recommend coverage that helps protect your business today and as it grows.
Risk Management Matters
The best insurance policy is one that’s built around your specific business.
Your operations
Your industry risks
Your contracts
Your assets
Your growth plans
Your budget
This allows us to recommend coverage that helps protect your business today and as it grows.
Frequently asked questions
What types of businesses do you insure?
We work with businesses of all sizes, from sole proprietors and startups to established companies with multiple locations
How much business insurance do I need?
The right coverage depends on your industry, number of employees, assets, contracts, and level of risk. We’ll help you determine the coverage that’s appropriate for your business.
Is General Liability enough?
Not always. Many businesses benefit from additional protection such as commercial property, workers’ compensation, cyber liability, commercial auto, or umbrella coverage.
Can you review my current policy?
Absolutely. We offer complimentary policy reviews to identify potential coverage gaps, explain your current protections, and explore opportunities to improve your coverage or reduce costs.
Can you help if I need proof of insurance quickly?
Yes. We can assist with certificates of insurance (COIs), additional insured requests, and other insurance documentation your business may need.
Get a free quote today
Partner with an Insurance Team That Understands Business. Running a business comes with enough challengesyour insurance shouldn’t be one of them. At Opus Insurance, we’re committed to providing personalized service, expert guidance, and insurance solutions that help protect everything you’ve worked hard to build. Request a free business insurance review today and let us help protect your business with confidence.
A premium independent insurance advisory serving Arizona, California, Colorado, Nevada, Texas, New Mexico, New Jersey, New York, South Dakota and Indiana protecting families, businesses, and the lives built around them.
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