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Auto Insurance
Protect What Drives You
Auto Insurance
Protect What Drives You
Whether you're commuting to work, taking a family road trip, or driving your dream car, the right auto insurance gives you confidence every time you're on the road.
At Opus Insurance, we compare policies from multiple top-rated carriers to find the balance of protection, price, and service that fits you. Our goal isn't just to save you money it's to make sure you're properly protected when you need it most.
Why drivers choose us
Access to multiple carriers, one agent
Personalized coverage recommendations
Fast, easy quote process
Local agents who know your community
Build Your Policy
Coverage Options for Every Driver
Every driver has different needs. We help you customize your policy with the coverage that fits your life.
Liability Coverage
Collision Coverage
Comprehensive Coverage
Uninsured & Underinsured Motorist
Medical Payments (MedPay)
Personal Injury Protection
Rental Car Reimbursement
Roadside Assistance
New Car Replacement
Gap Insurance
Custom Parts & Equipment
Rideshare Coverage (Uber & Lyft)
Why choose Opus Insurance?
01
Access to multiple insurance carriers
02
Personalized coverage recommendations
03
Competitive rates
04
Fast and easy quote process
05
Claims guidance when you need it
06
Local agents who know your community
07
Annual policy reviews to keep your coverage up to date
08
Transparency at every step
Vehicles We Cover
We insure it all
Personal Vehicles
Luxury & Exotic Cars
Classic & Collector
SUVs & Trucks
Electric Vehicles
Motorcycles
Recreational vehicles
Teen drivers
High-value vehicles
Multi-Vehicle Households
Discounts
Ways you can save
You may qualify for discounts such as:
Multi-Policy (Home & Auto)
Multi-Vehicle
Safe Driver
Defensive Driving Course
Good Student
Low Mileage
Anti-Theft Devices
Paid-in-Full
Paperless billing
Automatic payments
We’ll help identify every discount available to you.
After An Accident
You don't have to navigate it alone
An accident can be stressful here's how our team is with you every step of the way.
Help you understand your coverage
Assist with filing your claim
Answer your questions
Work with the insurance company for you
Help you get back on the road quickly
Get a free quote today
Finding the right auto insurance shouldn't be complicated. Our agents compare multiple carriers to find the protection you need at a competitive price.
Frequently asked questions
How much auto insurance do I need?
The right amount depends on your assets, vehicle, and financial situation. We help determine coverage that fits your needs not just the minimum required by law.
Can I switch insurance companies anytime?
Yes. In most cases you can switch at any time, and we'll help make the transition seamless.
Do you insure luxury and exotic vehicles?
Absolutely. We have access to carriers that specialize in high-value and exotic automobiles.
Will filing a claim increase my premium?
It depends on several factors, including fault, claim history, and your insurance company. We'll explain how claims may affect your policy before you file whenever possible.
A premium independent insurance advisory serving Arizona, California, Colorado, Nevada, Texas, New Mexico, New Jersey, New York, South Dakota and Indiana protecting families, businesses, and the lives built around them.
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